Welcome to McCarthy’s Used Cars

Love what you drive.

McCarthy’s has been selling the absolute highest quality used cars, trucks and SUV’s in San Luis Obispo County since 1979. From Paso Robles to Santa Maria, San Luis Obispo to Arroyo Grande, our loyal customers have voted McCarthy’s the #1 Used Car Dealer year after year in the New Times Readers’ poll.

Cody, McCarthy's

Let’s Get Started

McCarthy’s supports our local high school football teams!

Holiday Car Donation

In December, McCarthy’s gave a local hardworking single mom and her daughter the holiday gift they needed most – a car! The need continues beyond the holiday season for Family Care Network, Inc. They do amazing work for families here on the Central Coast, and we’re proud to help support their mission.


More Than Just Used Cars

McCarthy’s offers used cars and trucks for sale on the Central Coast of California, including San Luis Obispo, Paso Robles, Santa Maria, Arroyo Grande, Atascadero, and beyond! We can often offer financing to provide bad credit car loans and no credit auto loans. Apply to get approved today.

If you have poor credit or have recently had your credit score lowered, and don’t know if you’ll qualify for a loan to purchase a used car, come talk to us about buying a used car here at McCarthy’s.

McCarthy’s offers affordable, quality used cars. We also can buy your car if you looking to sell your car. Whether you want cash for your car, or your looking to consign your car, or even trade in your car for a different car, we have a program for you.

Come visit McCarthy’s at 43 Higuera Street, San Luis Obispo, CA 93401 for great used cars at great prices!

Looking for Used Car Financing? 

McCarthy’s is here to get you into the driver’s seat with low car payments you can afford. Our finance specialists are committed to helping you secure a car loan in San Luis Obispo. No matter what your current credit is, stop by or call to speak with our friendly McCarthy’s Team.

We can help drivers with no credit to build their credit history. We’re experts in securing auto loans for all types of customers!

We understand that unfortunate things happen to good people, and we want to help you repair your credit!

We’ve built relationships with lenders to provide you the best options, lowest rates, and overall peace of mind.

Great Deals on Quality Used Cars

We have San Luis Obispo used cars with great fuel economy! We can offer a great price compared to Kelley Blue Book and low car payments! With a wide variety of cars, trucks, SUVs and fuel efficient hybrids to choose from and an experienced sales team, we are confident that we can find the vehicle that’s just right for you. On our San Luis Obispo used car lot we feature vehicles by many of today’s top manufacturers, including fuel efficient San Luis Obispo used cars. We often offer for sale cars from Honda, Toyota, Ford, Chevy, Hyundai, Audi, BMW, Dodge, and many more reliable San Luis Obispo used cars! Each and every one of our San Luis Obispo used cars has been through a detailed inspection by our auto mechanics so you can be sure that we only stock the highest quality used vehicles. And each used car comes with a CarFax report! Want to sell your car? Give McCarthy’s the opportunity to make a free quote for your trade-in! You can sell your car to McCarthy’s with no obligation to buy!

McCarthy's Used Cars for sale in San Luis Obispo

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Let’s find your next car, so you can love what you drive!

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